Your Credit Score

Credit Score for Mortgage being shown on a smartphone being held in a man's hand

Your Credit Score Counts Your credit score is a primary driver in determining what type of mortgage and/or interest rate you’re likely to qualify for or if you can be … Read More

The Home Loan Process

Couple and their Mortgage Loan Officer reviewing the home loan process

By having a general understanding of the home loan process you will be better prepared and have a much smoother and more enjoyable experience when purchasing your new home. Below … Read More

Mortgage Options

small piggy bank being held in one hand with a small house being held in the other hand; how are you going to pay for your new house

Which Loan is Right for You? It’s important to know all of your loan options.  The table below shows the different loan options and their pros  and cons.  Please contact … Read More

Mortgage 101

Newly married couple meeting with mortgage loan officer to learn about mortgages

Our job isn’t just to find you the best home loan that suits your financial needs, but to educate our customers on answering their questions about specific mortgage products, issues … Read More

Loan Application Checklist

hand and pen filling out a loan application checklist

What kind of information will we need in your mortgage application? DOCUMENTATION In general, the documentation you will need includes: Check for application fee PROPERTY INFORMATION If you already have … Read More

Home Buyer Don’ts

Home Loan Application Approved

Congratulations! You’ve made it this far through the mortgage process, which means you’ve been proven to have exemplary credit, and that lenders are eager to loan you the funds needed … Read More

Down Payments

Mortgage or Home Loan Down Payment

Like any type of loan, the amount you have available up front can play a major role in the loan you may qualify for, plus the amount you’ll need to … Read More