Meeting new people and assisting them with their home financing needs are what make my job as a mortgage loan officer so rewarding. For over twenty-five years I have helped clients secure the right mortgage, refinancing and purchase loans, at a great interest rate making the dream of home ownership both affordable and enjoyable.
I pride myself in educating clients 62 and older in the benefits of Reverse Mortgages. I have a no preasure policy , low loan cost and rates for for the Reverse Mortgage client. Reverse Mortgages are utilized for cashing out the equity in your home, growing a line of credit for future needs, purchasing a new home, refinancing a current Reverse Mortgage .
My frequent communications, with all parties involved with the mortgage loan process, ensures smooth transactions from start to finish for my clients.
I want to thank you for holding Mary and Kevin’s hand during the process of purchasing there home. It’s overwhelming for a first time buyer, and you where perefect in maintaining so much contact with Kevin and answering all his qustions. Your calm demeaor and clear direction were so much appreciated from my perspective. I appreciate all you did to help Mary and Kevin achieve their dreams.Mary, Realtor
Joyce, my guardian angel on the phone (who I haven't even had the chance to meet in person yet!), who has helped me think through so many intricate decisions, discussing all of the different options in painstaking detail as we worked through endless documents line by line all the way to the end. You know my finances and my goals better than anyone and have helped me stay true to my north star throughout this entire process, always encouraging me to do what's best for me and being unbelievably thoughtful and generous through it all. Thank you for everything!Dennis McGinley
THANK YOU THANK YOU!Joyce was wonderful to work with on my recent refinance of my home. She made something that is usually pretty daunting and made it so incredibly easy. Joyce pays very close attention to detail, is always timely in responses and makes difficult things easy to understand. I would recommend, and have recommended her services to several friends already, and Joyce has made a big change in our financial lives!!Thank you,Courtney Wheeler