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Matthew Garcia Headshot

Matthew Garcia

Mortgage Loan Officer
NMLS # 20296
CO MLO # 100019746
AZ LO # LO-1010410

matt.garcia@mtgnavigators.com

(720) 676-6026

(303) 263-3300

(303) 648-4463

My Story


As a Top Tier Mortgage Broker, I strive for excellence to be one of the best in the industry. I enjoy meeting different people and the amazing stories that I contribute to in my customer’s life. Whether it is helping a first-time homebuyer achieve the dream of being a homeowner or showing a current homeowner the experience of an easy and well-prepared mortgage process with a new purchase or refinance. I also enjoy helping my customer’s strategically upgrade their current situation in working towards financial freedom. My dedication is clear by always being available for my borrowers, my real estate agents and all partners involved to ensure a smooth transaction.

I began my career straight out of college in 2003, working for a home builder mortgage company. Here I learned the back-end set up of a mortgage, after a loan closes. After a year of experience, I became a well-trained Loan Officer with a focus on customer care and the ability to deliver a loan on time for closing. I achieved the status of a Senior Loan officer shortly after and became a mentor for future loan officers. Every year I take an opportunity to look back from where I came from and challenge myself for future growth. I have held roles as a Post closer, Loan Officer, Senior Loan Officer, Sale’s Manager and now Top Producing Independent Mortgage Broker. My expertise is in all residential mortgages (Conventional, Jumbo, FHA and VA loans) for purchases and refinances. I look forward to earning your business and having an impact in your mortgage needs.

Matthew Garcia
Matt was GREAT to work with. When I had questions or needed help - he was always there. Our refinance could not have gone smoother and it took no time at all. The walk through videos were extremely beneficial. I highly recommend Matt and his team. You could not work with a more efficient and friendly team. I know I will use Matt again!!
Patricia Bowman
Can help with all your refinance needs. Very professional and knowledgeable. Highly recommend.
Troy Boyd
Matt is an honest person and very knowledgeable, he will walk you through the entire process. My wife and I consider Matt our friend!
Chris Skeers
Very knowledgeable. My experience was fast, efficient and an overall smooth process. I highly recommend.
Lindsey Kilpatrick
My Home buying journey was a difficult one to say the least. Working with Matthew at Mortgage Navigators was the bright spot. Matthew really did a great job of taking as much pressure as possible off my family and I through the process. Communication was second to none and I really felt like I was the only client he was working with. He even took my calls after business hours and made me feel great about calling! If you're looking for someone who'll make your home purchase feel effortless and support you the entire way, I'd recommend you give Matthew a call!
Gilbert Castro
Matthew was fantastic to work with! He made everything very easy for me. Excellent communication throughout the entire process! Highly recommend!
Brian Carlson
As a first time home buyer I’m glad that I worked with Matt as my lender! He was knowledgeable and responsive and always ready to walk me through the loan and answer any questions I had. He put in the effort to ensure that we could close on the home without delays or other issues. Looking forward to working with him again for any future lending needs.
Elizabeth Qiu
It was an absolute pleasure working with Matthew Garcia. He was on top of EVERYTHING, and he is a fantastic communicator. I never had to wait on anything, he was always available, and I knew where we were every step of the way in the mortgage process for our new home. And Matt drove the process so smoothly and effectively that we were able to close in just 3 weeks. Matt is great at what he does and we highly, highly recommend him.
Philip Roselli
My experience with Matt throughout my home buying process was nothing short of superb. Matt is a true professional who cares for his clients and goes above and beyond to make sure they're taken care of. He was extremely timely in his responses whenever I had a question and helped walk me through a confusion process as a first time buyer every step of the way. If you're looking for a responsive and considerate lender with significant expertise in the mortgage market, Matt Garcia is your guy.
Sean Fitzgerald
My experience with Mortgage Navigators and Matt Garcia was amazing. Matt is a rock star and was a huge help throughout the entire home buying process. I would absolutely utilize him and Mortgage Navigators again in the future.
Joey Roselli
Matt is an extremely knowledgeable mortgage broker and found me an absolutely wonderful lender with excellent terms. He works for his customers, not himself, and it truly shows through his attentive customer service and responsiveness at all hours of the day.
David Morillo
Matt was great--always responsive and helpful when I had questions along the way and he found us a great rate. This is our second time working with Matt. He makes the process as easy as possible.
Suzanna McNabb
It has been a pleasure working with Matt Garcia! He is honest and true to his word. He is always available and willing to explain things or answer questions. He has his clients best interests always at heart. He is great to work with and we highly recommend him. I can’t speak highly enough about our experiences working with him.
Jeri Ensign